Citizens Advice: Free Debt advice via phone 0800 144 8848 or visit https://www.citizensadvice.org.uk/

Money Helper: Free, easy-to-use money tools, information and advice. You can phone 0800 138 7777 to speak to a money expert, or visit https://www.moneyhelper.org.uk/en?source=mas

StepChange Debt Charity: Free debt advice throughout the UK phone 0800 138 1111 or visit the website www.stepchange.org