We also understand that pawnbroking maybe just one of your debts and you must manage your financial situation in its entirety. It is best to prepare a budget of what you can afford taking into account your priority debts such as mortgage or rent, gas or electricity. If you need help with budgeting or prioritising your debts the following organisations can give you free, confidential and impartial money guidance and debt advice.
Citizens Advice: Free Debt advice via phone 0800 144 8848 or visit https://www.citizensadvice.org.uk/
Money Helper: Free, easy-to-use money tools, information and advice. You can phone 0800 138 7777 to speak to a money expert, or visit https://www.moneyhelper.org.uk/en?source=mas
StepChange Debt Charity: Free debt advice throughout the UK phone 0800 138 1111 or visit the website www.stepchange.org